Personal Solutions

At Farmers and Merchants State Bank, our goal is to provide you with financial freedom and security.

Personal Banking Products & Services

Whatever your financial priorities or needs might be, Farmers and Merchants State Bank has the ideal selection of products and support to help you meet your financial goals. Explore our Personal Banking solutions.

Checking Accounts

Checking accounts that are as mobile as you are.
Explore Checking Options
Savings Account

Simple savings options with online flexibility.
Explore Savings Options
Credit Cards

Make the most of every dollar spent.
Find a Credit Card
Auto Loans

Get the vehicle you need with the financing options that work for you.
Learn More
Certificate of Deposit (CDs)

CD options that let you choose the terms.
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Digital Banking

Online banking, mobile banking and digital payment solutions.
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Individual Retirement Account (IRA)

It's never too late, or too little, to start saving for retirement.
Learn More

Bank

Borrow

Tools & Resources

Personal Banking Products & Services

Checking Accounts

Savings Account

Credit Cards

Auto Loans

Certificate of Deposit (CDs)

Digital Banking

Individual Retirement Account (IRA)

Company

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